Jewellery valuation can be required for a number of reasons. Here at Eternity Jewellery we are able to provide you with thorough and unambiguous valuations of your jewellery. We will also bring any defects or wear that may need repair to your attention.
Jewellery valuation for insurance purposes is the most common reason for getting jewellery valued. Many of the larger insurance companies now insist on yearly valuations. Failure to keep your valuations up to date could result in problems with payment from your insurer in the unfortunate event of loss or theft.
Also of importance to insurers is the quality of the valuation in terms of description. For example a valuation of an engagement ring that reads 18ct gold solitaire diamond ring, Value: €5,600 does not give enough information for an insurer. At Eternity Jewellery we give detailed descriptions that will make any claim process less painful.
Some insurers require a condition report on jewellery approximately once a year. This report covers wear and tear on the piece of jewellery. Loose stones due to insecure settings or worn shoulders and shanks are examples of what we look for when compiling a jewellery condition report.
In the sad case of the passing of a loved one it sometimes becomes necessary to have their jewellery valued as part of the estate. At Eternity Jewellery we recognise that this is a difficult time and endeavor to make the process as unobtrusive as possible, dealing either with you directly or with your solicitor.
Valuation of jewellery for the purpose of using it as security against a loan is generally carried out through your solicitor. Mentioning Eternity Jewellery to him or her for this purpose will save time and expedite the process.
Valuation costs are a very competitive 1.5% (+vat) of the value of your jewellery.